The hit-and-run is a cowardly crime. Even if the driver is found and charged, however, the victim is unlikely to obtain compensation from him or her.
Fortunately, there is a workaround to hit-and-run injuries.
Does Your Policy Contain UM Coverage?
Your own insurance policy likely contains a paragraph describing UM coverage. UM stands for uninsured motorist, and hit-and-run compensation is just like compensation for people hurt by uninsured or underinsured motorists.
UM coverage is part of most people’s auto insurance policies. Instead of going to the other driver’s insurance company for compensation, you go to your own insurance company. It is inexpensive to carry this coverage, and you will be glad you have it if you are injured this way.
While UM is an excellent way to protect your interests in the event of injury, there is one catch. Your own insurance company may not be interested in paying your motor vehicle accident claim.
The Roseville Law Firm Of Rosenthal & Kreeger LLP — Your Choice For Personal Injury Representation
Insurance companies don’t like to pay out, not even to their own policyholders. Even in hit-and-run cases, which are entirely the fault of the other driver, you insurance company may seek to delay, diminish or deny your claim entirely.
Now Is No Time To Go It Alone ~ Call Today For Help
That’s why you need an experienced attorney in your corner. Insurance companies think nothing of bullying you, but they think long and hard before they take on a seasoned hit-and-run injury lawyer like those at Rosenthal & Kreeger LLP.
We’re sorry you were injured, and we wish you a full recovery. In the meantime, we suggest that you give us a call at (916) 774-7200. You will have a clearer idea of your chances after you discuss your claim. Our consultation is free, with no obligation to go forward with us.
If you do decide to go forward, know that we charge you NOTHING until we produce a favorable outcome for you!
Questions? Email us using this form.