Phantom Car Accidents – Who You Gonna Call?
Phantom driver events sound unusual, but you have probably been involved in several. They happen when another car does something that forces you to swerve or leave the road. The phantom driver is unaware of the trouble he or she has just caused, but you were forced to make an instant decision that put you and others in danger.
The problem with phantom driver accidents is that you have no proof that you didn’t just drive off the road, that your injury was caused by another driver.
The best recourse for phantom driver accidents is the same recourse you have with hit-and-runs and uninsured motorists — the extra uninsured motorist (UM) coverage that is part of your auto insurance policy. If you spent the few extra dollars this coverage costs, you are protected in the event of this kind of accident injury.
At the Roseville law firm of Rosenthal & Kreeger LLP, our Sacramento car accident lawyers help car accident victims obtain compensation for their losses.
Why Is It So Hard To Get UM Coverage In California?
The problem with UM coverage is that your own insurance company, which issued the coverage, may be reluctant to honor it. Never forget that insurance companies are really not in the business of insuring you — they are in the business of coming out ahead financially. They will use the same tactics against a claim by one of their own policyholders that they use against complete strangers filing a claim:
- Diminish the seriousness of your claim
- Delay payment of the claim
- Deny the claim altogether
If you are an individual policyholder going up against a company with powerful resources and deep experience in whittling down claims, you are probably in trouble. That’s why you need a personal injury attorney on your side whose experience equals or surpasses that of the insurance company.
Don’t Face The Insurance Companies On Your Own ~ We Can Help You
Asserting your rights when you have been injured is our business. To discuss your phantom car accident claim with our attorneys, call us at (916) 774-7200 to set up a free initial consultation. You may also send us an email.
Remember: You pay us nothing until we win for you. Even then, it’s the insurance company that pays, not you. We look forward to your call.