insurance

What to Do When Someone Hits Your Parked Car

Even when you’re not actively in transit, you are still at risk for car damage caused by other negligent drivers. How you proceed following the incident depends on one crucial detail: was it a hit-and-run accident? Hit-and-runs are common in parked cars located in areas without surveillance. This is because drivers, especially those without adequate… read more

Who Pays for a Rental Car After an Accident?

After a car accident that causes significant damage to your vehicle, you must immediately get it fixed. Operating a damaged vehicle is either impossible if the car is a total loss. If the car is still technically roadworthy it may be dangerous to drive because certain parts no longer function correctly. This might leave a… read more

How Long Does It Take to Settle a Car Accident Claim?

After an accident, injured drivers must take certain necessary steps to pursue a claim, regardless of whether they file the claim with their insurance company or choose to pursue a personal injury lawsuit. Either option results in the driver filing necessary documents and evidence that the other party must examine. This initiates a claims process… read more

How to Deal With an Insurance Claims Adjuster

Every driver will likely need to file an insurance claim at some point for a car accident. Thousands of car accidents happen every day in the United States. Drivers must adhere to their states’ laws when it comes to buying appropriate insurance coverage, determining liability for their accidents, and following the procedure of securing compensation… read more

What’s with all the Latin legal terms?

How did “people suing insurance companies” become such a thing? First of all, it is important to think of “law” as an alternative to war and violence. Three thousand years ago, no one had rights. Powerful parties were free to pillage, rob and slaughter. You couldn’t take these people to court. A tooth for a… read more

Thoughts on deer-car collisions

The 2016 deer hunting season in California comes to an end November 16. It’s a good opportunity to ponder the relationship between deer, motor vehicles and personal injury law. Deer hunting season coincides with deer mating season One reason that deer-automobile collisions increase is that autumn coincides with the animals’ mating season. Deer take chances… read more

Injured in a car driven by your best friend!

You’re a passenger in a car, accompanying your friend to the mall, to a ball game or to lunch. A shriek of brakes, a crash of metal and glass, and you’re the one getting transfused in the ER. Your friend looks on anxiously. Here’s the question: You’ve just been injured. The medical bills are going… read more

Most common type of motorcycle wreck in 2014? Single-vehicle

If you’re like most motorcyclists, you’ve probably been told to take special care at intersections, because drivers often don’t notice motorcycles when they make turns. Another hazard is following or being followed by passenger vehicles, because drivers often don’t understand how quickly bikes can stop — or they themselves stop on a dime without any… read more

How much do airbags actually help reduce injuries in California?

All modern cars are equipped with airbags that are designed to keep the driver and passengers safe in the event of an accident. However, some researchers think that these may not actually be helping to reduce the amount of car accident injuries in California, as they are intended to do. The reason for this isn’t… read more