Schedule Your Free Consultation
Toll-free: 866-456-6423
Local: 916-677-4979
Rosenthal & Kreeger LLP
  • More Than 25 Years Experience
  • Excellence
  • Compassion
  • Integrity
Practice Areas

How self-driving cars might impact auto insurance

Google has been testing its autonomous vehicles on California roads. While some people believe that the mass adoption of the self-driving car may spell an end to the auto insurance industry, that may not be the case. Even if some manufacturers agree to self-insure their vehicles, it could result in a barrier to entry that smaller businesses may not be able to overcome. It may also create situations where companies refuse to allow a car to venture into an area where accidents or thefts occur at a high rate.

That could restrict where people could travel or when they could drive. In addition, there is still a chance that an autonomous car could get into an accident or that several cars could experience problems at the same time. This is because of the complex software that runs each vehicle. If they were connected to a single grid or network, a software issue with one vehicle could suddenly turn into a much wider problem.

It is not inconceivable that insurance companies could adapt their pricing models as self-driving cars become more prevalent. For example, insurance costs could rise or fall based on historical driving patterns and other odds that a driver could get into an accident. At some point, it may be possible to only require drivers who are likely to get into a crash pay for insurance.

Self-driving cars certainly have the potential to reduce the number of car crashes when they are made widely available, but until such time, there will continue to be far too many collisions caused by negligent drivers. A person who has been injured in such an accident may want to have legal assistance when seeking compensation for medical bills and other losses attributable to the collision.

No Comments

Leave a comment
Comment Information
Success Stories
  • Avvo Clients Choice
  • Avvo Rating 10.0 Superb Top Attorneys
  • Million Dollar Advocates Forum
  • Peer Review Rated
  • American Association for Justice
  • Consumer Attorneys California

EnvelopFind Out How we can help you

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

2251 Douglas Blvd., Suite 120
Roseville, CA 95661

Toll Free: 866-456-6423
Phone: 916-677-4979
Fax: 916-774-7203
Roseville Law Office Map

1903 21st Street
Sacramento, CA 95811

Toll Free: 866-456-6423
Phone: 916-677-4979
Phone: 916-229-6744
Fax: 916-774-7203
Sacramento Law Office Map