What Business Is Your Insurance Company In?

Because we all pay our insurance premiums, we like to think our insurance company, and the insurance company of negligent parties, are happy to keep their promises and pay for pour injuries when we are victims of negligence.

Alas, that is not the way it works.

We say alas, because, in every way, insurance companies promise in their ads that they are on our side. Consider the slogans they stress in their TV commercials:

  • Allied — On your side
  • Get Met It pays.
  • Farmers gets you back where you belong.
  • Like a good neighbor, State Farm is there.
  • The "no problem" people
  • We make our customers' problems our problems.
  • We're big, safe and friendly
  • You're in good hands with Allstate.

From these slogans, you get the idea insurance companies get off on making payouts to policyholders. In fact, that is no possible. They are not in the business of paying out. They are in the business of raking in.

If they pay out even as much as the take in, they are out of business. Even your own insurance carrier.

Do they care about you? They can't, really. They're corporations. Corporations are about limited liability and posting profits for shareholders, not caring. You're not even their customer, really. Their shareholders are the customers that matter. Some companies may be worse than others, but none of them are happy to write you a check. Unless it's really, really tiny.

This is why injured persons who take on insurance companies by themselves usually lose, or take a nickel on the dollar they have coming.

This is why injured persons need a tough presence to go up against insurance companies — even your own. Because they are smart, and wealthy, and have great lawyers on their side. You are no match for them.

Hire Rosenthal & Kreeger LLP, and you have leveled the battlefield.

Call us today. Because we really do care about you. Your financial compensation is our livelihood. Call our attorneys in Roseville or Sacramento at (916) 774-7200, toll free toll free at (855) 774-7200. Or ask us questions using this email form.

Rosenthal & Kreeger LLP — Your Choice for Personal Injury Representation